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Tatyana Zharkova

Managing Director at Russia’s FinTech Association (AFT)

Tatyana Zharkova works as Managing Director at Russia’s FinTech Association (AFT). Founded jointly by the Bank of Russia (financial mega regulator) and the country’s leading financial institutions, AFT is mandated with developing Russia’s fintech industry and enabling the digitalization of the country’s economy.

Prior to joining AFT, Tatyana held several top managerial positions in Russia’s commercial banks. She previously served as Chair of the Board at Volkswagen Bank
RUS and Senior VP, Transformations at Bank Globex. Since 2016, Tatyana has been Deputy Chair of the Board at Ak Bars Bank, listed among Russia’s Top-20 commercial banks.

Coming from a strong background in retail banking and financial product development, Tatyana leads AFT’s work on digital transformation in finance. This includes distributed ledger technology, Faster Payments System, Digital Identity, Open API.

Since May 2018, Tatyana also chairs Russia’s Financial Innovations Expert Council.

She is the author of a number of publications and has commented widely on key policy developments and current trends shaping up the financial industry in Russia and globally.

Tatyana holds a Ph.D. in economics and has qualified as Independent Director from the Graduate School of Public Administration, Moscow Lomonosov State University (MSU).

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