2026 Summit

As agents become increasingly capable of acting on behalf of consumers, businesses, and institutions, questions of identity, authentication, authorization, and accountability are moving to the forefront of policy and technology discussions. This panel will explore how digital identity frameworks are evolving to support agent-based interactions across U.S., Canadian, and global regulatory regimes, and what is required to establish trust in a world where software agents can access data, make decisions, and initiate actions. Panelists will examine emerging approaches to agent identity, verification, consent, and auditability, as well as the challenges and opportunities these developments present for financial services and the broader digital economy.

Moderator:
Eyal Sivan, Founder, Mr. Open Banking Podcast

Panelists:

Ricardo Martínez Isais
LATAM Government Relations Lead, Sumsub

Candace Evilsizor
Chief of Staff, Method Financial

Nicole Dunn
General Manager, Agentic Economy, Baselayer

Kevin Feltes
Chief Executive Officer, Financial Data Exchange (FDX)

As open finance frameworks move from policy development to implementation, financial institutions are navigating a complex set of operational, regulatory, and strategic considerations. This panel will bring together leaders from across the financial services ecosystem to discuss how banks, credit unions, and financial institutions are approaching consumer-permissioned data sharing, fraud prevention, liability allocation, security standards, and customer experience. Panelists will share perspectives on the opportunities and challenges presented by open finance, lessons learned from implementation efforts to date, and what remains necessary to build a trusted, secure, and competitive financial ecosystem that delivers value for consumers.

Moderator:
Alex Johnson, Founder, Fintech Takes

Panelists:

Jim Wadsworth
Chief Revenue Officer, Invela Network

Dan Broten
Chief Digital Officer, EQ Bank

Santiago Duro Tomas
Head of Open Banking, Scotiabank

Ursula Trelogan
Director, Product Management, Capital One

Join fellow attendees for lunch and hear from Sam Seaton, Co-Chair of the UK Smart Data Council, as she shares insights on the evolution of smart data, the future of consumer-permissioned data, and the opportunities and challenges shaping the next generation of open finance. The keynote will be followed by a moderated Q&A with Claire Brownell, giving attendees the opportunity to explore the discussion in greater depth before connecting with policymakers, financial institutions, fintech leaders, technology providers, and consumer advocates from across North America and beyond.

Lunch generously sponsored by Interac Corp.

State policymakers and regulators are playing an increasingly important role in shaping the future of consumer financial data rights, privacy, and digital innovation. This fireside chat will explore emerging state-level approaches to open banking and open finance, key regulatory developments across the country, and how states are navigating the balance between consumer protection, competition, and innovation. The discussion will also examine how state initiatives interact with federal policy efforts and what these developments mean for consumers, financial institutions, and fintechs.

Featured Speaker:
Kaitlin Asrow, Acting Superintendent, New York State Department of Financial Services (NYDFS)

Moderator:
Steve Boms, Executive Director, FDATA

Fireside Chat generously sponsored by Plaid

As financial services move beyond data access toward action initiation, artificial intelligence is increasingly reshaping how consumers interact with their financial lives. From AI-powered assistants that help users manage money to agentic systems capable of executing transactions on a consumer’s behalf, the emergence of write access raises important questions around governance, authentication, liability, consent, and consumer protection. This panel will explore how financial institutions, fintechs, policymakers, and technology providers are approaching AI-enabled financial actions, what safeguards are needed to build trust in agentic systems, and how open finance frameworks can evolve to support innovation while maintaining security and accountability.

Moderator:
Dan Murphy, Founder, Sunset Park Advisory

Panelists:

Tomas Campos
Chief Executive Officer and Co-Founder, Spinwheel

Greg Ewing
Partner, Spencer Fane LLP

Ben White
Senior Director, Retirement Strategic Partnerships, Pontera

Brian Buan
Chief Commercial Officer, Yodlee

Open finance has developed along different paths across jurisdictions, shaped by distinct regulatory frameworks, market structures, and policy priorities. This panel will bring together international leaders to discuss the current state of open finance implementation across global markets, lessons learned from leading jurisdictions, and emerging trends that are shaping the next generation of consumer-permissioned data ecosystems. Panelists will explore approaches to accreditation, liability, interoperability, competition, and innovation, while considering how policymakers and industry stakeholders can work together to build trusted and scalable open finance frameworks.

Moderator:
Adam Cox, Managing Director, Open Banking Expo

Panelists:

Martijn Bos
EU Policy & Governance Lead, Plaid (Amsterdam)

Pralhad Giri
Central Banker and Fintech Policy Commentator, Nepal

Jane Barratt
Chief Advocacy Officer, MX Technologies

Huw Davies
Co-Founder and Chief Executive Officer, Ozone API

Payments systems around the world are undergoing rapid transformation as real-time payments, open banking, digital wallets, and emerging data-sharing frameworks reshape how consumers and businesses move money. At the same time, policymakers and industry leaders are grappling with questions surrounding interoperability, security, competition, and cross-border coordination. This discussion will explore how payment modernization efforts across different jurisdictions are converging, where they diverge, and what these developments mean for the future of open finance, consumer choice, and innovation in financial services.

Moderator:
Ryan Grundy, Lead, Strategy and Business Development, Payments Canada

Beyond Data Access: Building Open Finance Around the Individual

The Honorable Lisa M. Gomez – President of LMG Collaborative Consulting Solutions and former Assistant Secretary of Labor for Employee Benefits Security at the U.S. Department of Labor – will discuss why the next chapter of open finance should be built around the individual and their ability to securely authorize trusted third parties to help manage their financial accounts. She’ll explore how the industry can move beyond data access toward more varied forms of connectivity that expand consumer choice and access to financial advice, including through both read and write capabilities. Drawing on examples such as Pontera’s API connection with 401GO, Lisa will discuss the importance of supporting multiple secure, transparent, and interoperable connectivity methods as the financial ecosystem continues to evolve.

Steve Boms, Executive Director, FDATA, will conclude the Summit with reflections on the day’s discussions, key themes and takeaways, and the opportunities that lie ahead for open finance, consumer-permissioned data, and the broader digital economy.