2026 Summit

JOIN US | SEPT. 17 | TORONTO, CANADA

FDATA is excited to welcome you to our 2026 Global Open Finance Summit, bringing together policymakers, regulators, and industry leaders from across the U.S., Canada, and beyond.

As open finance frameworks continue to take shape across jurisdictions, this Summit will focus on implementation, cross-border alignment, and key policy considerations, including the growing role of agentic AI in enabling more intelligent, automated, and consumer-centric financial services.

For accommodations, FDATA has secured a group rate at The Sutton Place Hotel for booking before August 17, 2026, or until rooms sell out.

SUMMIT AGENDA

7:30am-8:30am: Breakfast

Start the day by connecting with fellow attendees over breakfast as we welcome leaders from financial services, fintech, government, academia, and the broader digital economy. Registration will open prior to the start of programming, providing an opportunity to network and engage with peers before the Summit begins.

Breakfast generously sponsored by Plaid

Plaid

7:30am-8:30am: Closed Regulators-Only Breakfast

This private breakfast session will bring together regulators and public officials from across jurisdictions for an informal, off-the-record exchange on the future of open finance and data rights. Participants will discuss evolving policy priorities, implementation experiences, and emerging issues shaping the next generation of financial services regulation.

8:30am-8:35am: Opening Remarks

Steve Boms, FDATA Executive Director, will open the Summit with an overview of the current state of open finance and consumer-permissioned data, highlighting key policy developments, implementation challenges, and the opportunities that emerging technologies present for the future of financial services.

8:35am-9:20am Fireside Chat with Anne Butler from the Bank of Canada

A conversation with Anne Butler on the implementation of Canada’s consumer-driven banking framework, accreditation, oversight, and the path from policy development to operational reality.

9:20am-10:05am: From Open Finance to Open Data

Open finance has demonstrated the transformative potential of consumer-permissioned data sharing. As policymakers and innovators increasingly explore data portability beyond financial services, this panel will examine how the principles underpinning open finance can serve as a foundation for broader cross-sector data ecosystems. Panelists will discuss emerging opportunities in sectors including energy, retail, commerce, and digital services; the role of interoperability and competition policy; and the governance frameworks needed to ensure consumers can securely access, control, and benefit from their data across the economy. The discussion will explore both the promise and practical challenges of moving from open finance toward a more connected, consumer-driven data future.

Moderator:
Tal Schwartz, Canadian Fintech Newsletter

Panelists:
Michael Murray, President, Mission:data
Keldon Bester, Executive Director, Canadian Anti-Monopoly Project (CAMP)
Karim Nanji, CEO, Inverite
Mario Dearmas, Senior Director, International Payments, Walmart

10:05am-10:20am: Break

An opportunity for attendees to connect with fellow leaders from financial services, fintech, government, academia, and adjacent sectors while continuing conversations sparked throughout the morning’s sessions.

10:20am-11:05am: Know Your Agent

As agents become increasingly capable of acting on behalf of consumers, businesses, and institutions, questions of identity, authentication, authorization, and accountability are moving to the forefront of policy and technology discussions. This panel will explore how digital identity frameworks are evolving to support agent-based interactions across U.S., Canadian, and global regulatory regimes, and what is required to establish trust in a world where software agents can access data, make decisions, and initiate actions. Panelists will examine emerging approaches to agent identity, verification, consent, and auditability, as well as the challenges and opportunities these developments present for financial services and the broader digital economy.

Moderator:
Eyal Sivan, Founder, Mr. Open Banking Podcast

Panelists:
Ricardo Martínez Isais, LATAM Government Relations Lead, Sumsub
Candace Evilsizor, Chief of Staff, Method Financial

(Additional panelists to be announced.)

11:05am-11:50am: View From Financial Institutions

As open finance frameworks move from policy development to implementation, financial institutions are navigating a complex set of operational, regulatory, and strategic considerations. This panel will bring together leaders from across the financial services ecosystem to discuss how banks, credit unions, and financial institutions are approaching consumer-permissioned data sharing, fraud prevention, liability allocation, security standards, and customer experience. Panelists will share perspectives on the opportunities and challenges presented by open finance, lessons learned from implementation efforts to date, and what remains necessary to build a trusted, secure, and competitive financial ecosystem that delivers value for consumers.

Moderator:
Alex Johnson, Founder, Fintech Takes

Panelists:
Jim Wadsworth, Chief Revenue Officer, Invela Network
Santiago Duro Tomas, Head of Open Banking, Scotiabank

(Additional panelists to be announced.)

11:50am-12:50pm: Lunch/Keynote

Join fellow attendees for lunch and informal discussion as we continue exploring the future of open finance, consumer-permissioned data, and digital innovation. This networking opportunity provides time to connect with policymakers, financial institutions, fintech leaders, technology providers, and consumer advocates from across North America and beyond.

Lunch generously sponsored by Interac Corp.

12:50pm-1:35pm: Fireside Chat on the State-of-Play in the U.S. States

State policymakers and regulators are playing an increasingly important role in shaping the future of consumer financial data rights, privacy, and digital innovation. This fireside chat will explore emerging state-level approaches to open banking and open finance, key regulatory developments across the country, and how states are navigating the balance between consumer protection, competition, and innovation. The discussion will also examine how state initiatives interact with federal policy efforts and what these developments mean for consumers, financial institutions, and fintechs.

Featured Speaker:
Kaitlin Asrow, Acting Superintendent, New York State Department of Financial Services (NYDFS)

Moderator:
Steve Boms, Executive Director, FDATA

Fireside Chat generously sponsored by Plaid

Plaid

1:35pm-2:20pm: Artificial Intelligence and Write Access in the Age of Open Finance

As financial services move beyond data access toward action initiation, artificial intelligence is increasingly reshaping how consumers interact with their financial lives. From AI-powered assistants that help users manage money to agentic systems capable of executing transactions on a consumer’s behalf, the emergence of write access raises important questions around governance, authentication, liability, consent, and consumer protection. This panel will explore how financial institutions, fintechs, policymakers, and technology providers are approaching AI-enabled financial actions, what safeguards are needed to build trust in agentic systems, and how open finance frameworks can evolve to support innovation while maintaining security and accountability.

Moderator:
Dan Murphy, Founder, Sunset Park Advisory

Panelists:
Tomas Campos, Chief Executive Officer and Co-Founder, Spinwheel

(Additional panelists to be announced.)

2:20pm-2:35pm: Break

2:35pm-3:20pm: Global Perspectives

Open finance has developed along different paths across jurisdictions, shaped by distinct regulatory frameworks, market structures, and policy priorities. This panel will bring together international leaders to discuss the current state of open finance implementation across global markets, lessons learned from leading jurisdictions, and emerging trends that are shaping the next generation of consumer-permissioned data ecosystems. Panelists will explore approaches to accreditation, liability, interoperability, competition, and innovation, while considering how policymakers and industry stakeholders can work together to build trusted and scalable open finance frameworks.

Moderator:
Adam Cox, Managing Director, Open Banking Expo

Panelists:
Martijn Bos, EU Policy & Governance Lead, Plaid (Amsterdam)
Pralhad Giri, Executive Director, Nepal Rastra Bank
Jane Barratt, Chief Advocacy Officer, MX Technologies

3:20pm-4:05pm: The Evolving Global Payments Landscape

Payments systems around the world are undergoing rapid transformation as real-time payments, open banking, digital wallets, and emerging data-sharing frameworks reshape how consumers and businesses move money. At the same time, policymakers and industry leaders are grappling with questions surrounding interoperability, security, competition, and cross-border coordination. This discussion will explore how payment modernization efforts across different jurisdictions are converging, where they diverge, and what these developments mean for the future of open finance, consumer choice, and innovation in financial services.

(Panelists to be announced.)

4:05pm-4:20pm: Closing Remarks

Steve Boms, Executive Director, FDATA, will conclude the Summit with reflections on the day’s discussions, key themes and takeaways, and the opportunities that lie ahead for open finance, consumer-permissioned data, and the broader digital economy.

Sponsorship Opportunities

Sponsorship opportunities are available for organizations interested in contributing to and helping shape the Summit’s discussions alongside policymakers, regulators, and industry leaders. A range of sponsorship tiers offer visibility, thought leadership, and meaningful engagement throughout the Summit.

For more information, please reach out to our team at summit@fdata.global.