Open Banking

Consumers—not institutions—should control access to their financial data. FDATA has led advocacy in both the U.S. and Canada to ensure fair, secure, and competitive frameworks.

• United States: Defending Section 1033 of the Dodd-Frank Act, engaging with the CFPB, and pushing back against bank-imposed barriers.
• Canada: Supporting implementation of the Consumer-Driven Banking Act and advancing interoperability across provinces.