Standards Framework and Assurance Manager, Pay.UK
Dr. David Heron is the Standards Framework and Assurance Manager within the Standards Authority at Pay.UK – the UK retail payments operator. He is responsible for ensuring that Pay.UK has clearly defined governance and risk control processes for the development, change and on-going maintenance of technical messaging standards as the retail payments system is migrated to the New Payments Architecture (NPA). Prior to moving to Pay.UK, he gained extensive experience at the Prudential Regulation Authority (PRA), within the Bank of England, where he was the principal
supervisor for one of the largest US banks; engaging with a range of US, European and other international regulators across the full remit of prudential risks.