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FDATA anuncia Bruno Diniz como líder na América do Sul

São Paulo, 3 de fevereiro de 2020 – Bruno Diniz, um dos especialistas mais proeminentes em fintech do Brasil e cofundador da Spiralem, foi nomeado Líder da América do Sul pela (FDATA) Financial Data and Technology Association. Autor do recém-lançado livro “O Fenômeno Fintech”, da Alta Books, Bruno começa a exercer imediatamente a função, alocado em São Paulo. Atualmente, o FDATA opera em cinco continentes:  Europa, América do Norte, Ásia, Austrália e América do Sul e está iniciando um plano para desenvolver uma base na África.

O FDATA é uma associação global sem fins lucrativos para empresas de fintech que usam Open Finance em seus modelos de negócios. Seus membros fornecem aplicativos e serviços financeiros inovadores para auxiliar os clientes a tomarem melhores decisões e assumirem o controle total de suas vidas financeiras em todas as suas contas de pagamento: cartões de crédito, empréstimos, hipotecas, investimentos, pensões e seguros de varejo. A associação trabalha com governos, autoridades reguladoras e o setor de serviços financeiros em sua missão de preservar os direitos dos clientes de poder compartilhar seus dados financeiros com atores regulamentados de sua escolha.

Para Gavin Littlejohn, Presidente Global da FDATA, é o momento oportuno para a chegada do especialista à instituição. “Bruno Diniz é um pessoa importante para o FDATA e temos o prazer de anunciar seu novo papel como líder da operação na América do Sul. Bruno é, sem dúvida, uma das pessoas mais influentes que operam no setor de fintech na América do Sul e traz muitos conhecimentos, experiência e conexões para o cargo. Bruno é exatamente a pessoa certa para liderar nossos esforços na América do Sul neste momento crítico para a indústria”, sinaliza.

Quanto à presença no Brasil e na América Latina, o executivo destaca que o FDATA tem experiência no desenvolvimento de abordagens para direitos de dados de clientes, modelos de responsabilidade, estruturas regulatórias e no gerenciamento da implementação e monitoramento de entrega técnica, extraídos de uma ampla variedade de situações de mercado em todo o mundo. “Nossa presença na América do Sul ajuda a garantir que o mercado de fintech e os neobanks obtenham a qualidade da entrega, para que possam consumir com segurança dados financeiros e usá-los para oferecer melhores resultados para clientes e empresas na América do Sul”, afirma o Presidente Global da FDATA.

“Enquanto outros países da América do Sul estão progredindo em sua agenda de Open Finance, o Banco Central do Brasil desenvolveu uma excelente estrutura e esperamos continuar trabalhando com essa e outras instituições por meio do Bruno”, finaliza o executivo.

 

Para Bruno Diniz, felicidade e oportunidade se misturam neste momento. “Estou muito feliz em fazer parte de uma equipe tão brilhante e diversificada como a do FDATA. É importante propagar o objetivo da associação, de trazer maior poder para os consumidores no uso de seus dados financeiros. Este ano de 2020 é muito importante para o Open Finance no Brasil, já que o Banco Central está dando os primeiros passos para sua implementação. Acredito que o FDATA possa desempenhar um papel importante ao trazer sua experiência e rede global para auxiliar nesse processo. Estou animado para dar os próximos passos na jornada de Open Finance aqui na América do Sul”, comemora Diniz.

A nomeação de Diniz segue as notícias recentes do FDATA, que anunciou a renomada especialista em Fintech, Ghela Boskovich, como líder da operação do FDATA na Europa.

Sobre o FDATA

A FDATA (Financial Data and Technology Association) é uma associação global sem fins lucrativos para empresas de fintech que usam Open Finance em seus modelos de negócios. Seus membros fornecem aplicativos e serviços financeiros inovadores para auxiliar os clientes a tomarem melhores decisões e assumirem o controle total de suas vidas financeiras em todas as suas contas de pagamento: cartões de crédito, empréstimos, hipotecas, investimentos, pensões e seguros de varejo. Procuramos trabalhar com o governo, as autoridades reguladoras e o setor de serviços financeiros em nossa missão de consagrar os direitos dos clientes de poderem compartilhar seus dados financeiros com atores regulados de sua escolha.

Sobre Bruno Diniz 

Bruno Diniz é considerado uma das pessoas mais influentes da fintech no Brasil, sendo responsável pelos primeiros eventos sobre esse assunto no país. Ele é co-fundador da Spiralem (empresa de consultoria focada em inovação para o mercado financeiro), realizando projetos para grandes instituições financeiras e órgãos governamentais estrangeiros nos últimos 5 anos. Desde 2016, atua como Head de Fintech em nome da Associação Brasileira de Startups (ABStartups), lidando recorrentemente com os reguladores locais em assuntos como a implementação de Sandboxes Regulatórios. Bruno também ensina fintech e novas soluções financeiras na FGV (Fundação Getúlio Vargas) e no curso de MBA da Universidade de São Paulo (USP). Em janeiro de 2020, Diniz lançou seu livro “O Fenômeno Fintech”, que já é um best-seller na categoria bancária na Amazon Brasil.

Uma imagem de Bruno Diniz pode ser baixada aqui.

Read in English

 

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LEADING INDUSTRY EXPERT TO HEAD UP FINTECH TRADE ASSOCIATION’S SOUTH AMERICA CHAPTER

Bruno Diniz, one of the most prominent experts in fintech in Brazil and co-founder of Spiralem, has been appointed as South America Chapter Leader with the Financial Data and Technology Association (FDATA). Bruno will begin the role with immediate effect, from the newly launched chapter’s headquarters in Sao Paulo, Brazil. FDATA is now operating in Europe, North America, Asia, Australasia, South America and is commencing a plan to develop a chapter in Africa. 

FDATA is a not- for-profit global association for fintech companies that use open finance in their business models. Its members provide innovative financial applications and services to empower customers to make better decisions and take fuller control of their financial lives across all their payment accounts, credit cards, loans, mortgages, investments, pensions and retail insurance. The association works with governments, regulatory authorities and the financial services industry in its mission to enshrine the rights of customers to be able to share their financial data with regulated actors of their choosing.

As well as co-founding Sprialem, Diniz is a published author, university lecturer and head of fintech on behalf of the Brazilian Startups Association. 

Gavin Littlejohn, FDATA Global Chairman, said:

“Bruno Diniz is a key appointment for FDATA and we are delighted to announce his new role as chapter lead for South America. Bruno is without doubt one of the most influential people operating in the fintech sector in South America and brings a wealth of knowledge, experience and connections to the role. Bruno is exactly the right person to lead on our South America efforts at this critical time for the industry.” 

“FDATA has  experience of developing approaches to customer data rights, liability models, regulatory frameworks and in managing the implementation and monitoring of technical delivery, drawn from a wide variety of market situations across the globe. Our presence in South America will help ensure that the fintech market and neo-banks get the quality of delivery to enable them to safely consume financial data  and use that to deliver better customer outcomes for consumers and businesses across South America. 

“While other South American countries are making some progress on their open finance agenda  the Central Bank of Brazil has developed an excellent framework in their recent consultation to build from and we look forward to continuing to work with the Central Bank and other actors as the membership continues to flourish, through Bruno.”

Bruno Diniz, FDATA South America Chapter Leader added:

“I’m very glad to join such a brilliant and diverse team at FDATA, being able to propagate the association’s purpose of empowering customers on the use of their financial data. 2020 is a very important year for open finance in Brazil, as the Central Bank is taking the first steps towards its implementation. I believe FDATA can play an important role in bringing its global expertise and network to aid in this process. I’m excited to take the next steps in the open finance journey here in South America!”

The appointment of Diniz follows the recent news that renowned fintech champion Ghela Boskovich has taken on the role of chapter lead for FDATA in Europe. 

ENDS

Leia em Português

 

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FINTECH TRADE ASSOCIATION APPOINTS RENOWNED INDUSTRY EXPERT AS ITS EUROPEAN LEADER

Ghela Boskovich, the economist, fintech expert and diversity champion has been appointed as the European Chapter Leader at the Financial Data and Technology Association (FDATA). She goes into post with immediate effect and joins fellow chapter leaders at FDATA North America, FDATA Australia/New Zealand and FDATA Asia. 

The Financial Data and Technology Association is a global association for financial services companies operating in fintech. Its members provide innovative financial applications and services to empower customers to make better decisions and take fuller control of their financial lives across all their accounts, credit cards, loans and investments. Boskovich will remain Global Ambassador for FemTechGlobal, the organisation promoting inclusion and diversity in financial services which she founded in 2015. 

Gavin Littlejohn, FDATA Global Chairman, said: “We are absolutely thrilled to have secured Ghela as our chapter leader for Europe. She is one of the best known people in the global fintech community and she brings a wealth of experience and creativity to this critical role. “Ghela is the perfect fit for FDATA as we continue to argue for maximising data democracy and regulatory standardisation across Europe. We can’t wait for her to get started.” 

Ghela Boskovich, FDATA Europe Chapter Leader said: “I believe in an ethical competitive landscape, one that focuses on the best outcome and most value for the end consumer. FDATA advocates for just that, and I’m delighted to be joining a great team, and all the FDATA members, working tirelessly to that end. The European market is setting the global policy standard for data rights; it is an honour and a great responsibility to be part of that work to transform financial services for the greater good.” 

ENDS

NOTES

  1. The Financial Data and Technology Association is a global association for financial services companies operating in fintech. Its members provide innovative financial applications and services to empower customers to make better decisions and take fuller control of their financial lives across all their accounts, credit cards, loans and investments. It seeks to work with government, regulatory authorities and the financial services industry in our mission to open up the financial sector all over the world to the benefits of financial data and technology. It has chapters in Europe, North America, Australia/New Zealand and Asia.
  2. Ghela Boskovich is a self-proclaimed Fintech fanatic, and Founder of FemTechGlobal™, a network dedicated to challenging the status quo, and improving the inclusiveness and diversity in Financial Services. Frequent keynote speaker and editorial contributor, Ghela focuses on how to fast track internal innovation, specifically on the practical application and comercialisation of fintech/bank collaboration. She is preoccupied with fostering an ethical data democracy, individual consumer empowerment over their data, data economy disruptive business models, and facilitating banks’ emerging technology consumption. 
  3. An image of Ghela Boskovich is attached,
  4. Media: for more information contact Message Matters (Andy Maciver, 07855 261 244; Louise Robertson, 07930 539 832)

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UK Open Banking – Setting the Record Straight

Across the world, governments, regulators, banks and fintechs are talking about open banking, and also trying to follow the progress and success of UK Open Banking. They sense excitement, threat and opportunity, and there is much talk about innovation, security, standards and risk.

But are we all talking about the same thing? What is ‘open banking’?

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Leading Fintech Trade Association Launches North American Arm

FDATA-North America to Advocate for Open Banking Rules in Canada, Mexico & the United States

Sept. 20, 2018, Washington, DC— The Financial Data and Technology Association (FDATA), which played a pivotal role over the last five years in crafting the design and implementation of open banking standards in the United Kingdom and in Europe, announced today the launch of a North American arm, FDATA North America. FDATA North America will advocate for the adoption of open banking frameworks in Canada, Mexico, and the United States and will encourage global standards for consumers to access and share their financial data safely and securely with whatever providers they choose.

North American policymakers and industry participants have begun an earnest dialogue about open banking. FDATA North America will work with lawmakers, regulators, financial institutions, and other industry and consumer stakeholders to advance and implement this framework. Gavin Littlejohn, who led the organization during the implementation of PSD2 across Europe and the launch of Open Banking in the United Kingdom, is the group’s global chairman and Steve Boms, who serves on the board of FDATA Global and has been an
outspoken advocate for the fintech industry, will act as executive director.

FDATA North America members include Equifax Canada, Intuit, Kabbage, Morningstar, Moven, Onist, Questrade, Quicken Loans, and Envestnet Yodlee, among others.

“Our members provide technology-based products and services that make it easier for individuals, families, and small businesses to make smarter financial decisions. To fully realize these benefits, however, consumers must be able to decide how to access and share their data.” explained Boms. “Our goal is to develop a framework within North American markets that balances safeguards with consumers’ rights to have access to these third-party tools.”

“With FDATA as the fintech industry leader since 2014, Europe has made great strides in advancing open banking rules,” said Littlejohn. “For the sake of both consumer choice and global competition, North American policymakers now must catch up. Our North American advocacy efforts, though nascent, have already been incredibly impactful. We have been pleased with our initial engagement with U.S., Canadian, and Mexican government officials. There’s a
strong will and desire to bring the open banking revolution in North America.”

Littlejohn, based in Edinburgh, is a tech entrepreneur and founder and CEO of Money Dashboard, a personal finance software company. He’s led FDATA since it’s inception in 2014. Boms, a former U.S. congressional staffer, has led global advocacy efforts for equity options exchanges, large U.S.-based financial institutions, and leading fintech firms.

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FDATA partners with Robo-Advice 2018

FDATA has been named as a media partner for the 2nd UK Robo Advice and Digital Wealth Summit.

The digital transformation of the financial services industry is continuing apace, and robo-advice and digital wealth management are a fast-growing part of this digital transformation. Originally conceived as a means of extending financial advice to the mass market, the technology’s real potential lies in its use being extended to insurance, pensions and other sectors. As robo-advice matures and expands from innovative start-ups to incumbents who are increasingly adopting or integrating the technology into their business models, having a clear perspective, not only of how the market is developing and where the opportunities will lie in the future, but also of regulatory expectations, will become increasingly critical. The latter point is particularly relevant given the FCA’s recent, multi-firm review of automated investment services.

Attendance at the second edition of the UK Robo Advice and Digital Wealth Summit, which is to take place on 20th September in London, will therefore be invaluable for both incumbents and start-ups that want to know how to adjust their business models to take full advantage of the significant opportunities presented by robo-advice and digital wealth management. This year’s conference will also involve a keynote address by the FCA’s Anna Wallace among many other high-level speakers.

Key discussion areas include:

  • Robo-advice: progress so far and opportunities ahead
  • Meeting the developing expectations of regulators
  • Robo-advice in the UK: a country specific perspective
  • Customer acquisition and engagement
  • Increasing the granularity and quality of advice
  • Outlook for robo-advice in the pension and insurance sectors
  • Robo-advice from two different angles: established financial institutions and fintech start-ups

Speakers include:

Anna Wallace, Head of Department, Innovate, Financial Conduct Authority

Helena Morrissey DBE, Head of Personal Investing, Legal & General Investment Management

John Barrass, Deputy Chief Executive, PIMFA

Giovanni Dapra, Co-Founder and Chief Executive Officer, Moneyfarm

Andrew Firth, Chief Executive, Wealth Wizards

Adam French, Co-founder & Director, Scalable Capital

Michael Gruener, Managing Director & Head of EMEA Retail Business, BlackRock

Jack Knight, Deputy Chief Executive, Investment Association

Tomasz Krzywicki, General Counsel (Europe & US), Wealthsimple

Hemal Mehta, Founder and Chief Executive, AtomInvest

Janine Menasakanian, Head of Distribution Strategy, Personal Investing, Legal & General Investment Management

Kevin Mountford, Chief Executive, Raisin UK

Uday Nimmakayala, Chief Executive, WealthObjects

Joe Parkin, Head of Wealth and Retail – UK, Ireland and the Channel Islands, iShare

Darren Philp, Head of Policy, Smart Pension

Romi Savova, Chief Executive, Pension Bee

Joe Seunghyun Cho, Co-founder and Founding CEO of LATTICE80, Chairman at Marvelstone Group

David Stevens, Life Advice Director, LV=

Daniel Tammas-Hasting, Managing Director and Founder, RiskSave

Daniel Thomson, Digital Product Owner – Retail Investments, Lloyds Banking Group

Christopher Truce, Head of FinTech, Saxo Bank Group

Caroline Vaughan, Head Of New Business, Innovate Finance

Delegate Fees:

Delegate fee: £595 + VAT

Small company and Fintech rate £199 + VAT

Register here or by emailing bookings@cityandfinancial.com



		
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UK’s Open Banking Project Expanded

Open Banking Standards to Expand Functionality and Cover all PSD2 Products

The Open Banking Implementation Entity (OBIE), the body set up by the Competition & Markets Authority (CMA) to enable a new, secure way for customers to take control of their financial data and share it with organisations other than their banks, today announces a series of important enhancements to its original scope as set out in the CMA Order (published in August 2016).

As referenced in the Chancellor of the Exchequer’s Autumn Budget today, the OBIE has now been asked by the CMA9 and Her Majesty’s Treasury to create open banking standards for all payment account types covered by the European Union’s second Payments Services Directive (PSD2). This means customers using credit cards, e-wallets and prepaid cards will also be able to take advantage of open banking services. In parallel, the CMA has today approved amendments to the agreed arrangements under the CMA Order, to include a programme of enhancements to ensure that Open Banking delivers maximum benefits for retail customers and SMEs.

The Open Banking project was created in 2016 by the CMA to bring competition and innovation to the personal and small business current account markets. The CMA mandated the nine largest current account providers in Great Britain and Northern Ireland (the ‘CMA9’) to create the OBIE and work with it to build a common set of API standards that would allow regulated companies safe and secure access to their accounts with the explicit permission of the customer.

The enhancements announced today will build on the core requirements of the CMA Order, which come into force in January 2018, and form a programme of releases throughout 2018 and into 2019.

Imran Gulamhuseinwala, Trustee of the OBIE, said:

“This is a truly innovative project and the UK is leading the world in opening up the banking system to new services and, ultimately, re-shaping it around the customer. Key to any innovation is the process of discovery and it became clear through the second half of 2017 that there is much more the OBIE could do to drive adoption of Open Banking and create a richer environment for new services. These enhancements should give even greater confidence to the FinTech community to seize the opportunity to participate fully in the financial services ecosystem.

“They will create standards for future dated, recurring and international payments as well as all the payment and product types covered by PSD2. These enhancements will maximise the benefits of open banking services for the customer. The OBIE will continue to work with the CMA, HMT, CMA9 and other stakeholders to drive this forward.”

Adam Land, Senior Director at the CMA, commented:

“Today’s announcement is a major milestone in the delivery of open banking, which will transform UK banking for retail customers and small businesses. This will make it easier for customers to manage their money, find the best deal for their needs and avoid overdraft charges.

“There is huge interest globally in the way that UK regulators have worked together with the banking industry, the FinTech sector, consumer groups and others to drive this project forward at pace. This plan, which the CMA has approved today, is both deliverable and bold in scope.”

The full details of the enhancements will be made available today on the Open Banking website which can be accessed here.

A copy of the CMA’s Notice of approval of changes to the Agreed Timetable and Project Plan will be made available today on the CMA website which can be accessed here: https://www.gov.uk/cma-cases/review-of-banking-for-small-and-medium-sized-businesses-smes-in-the-uk.

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